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ICICI IFSC Codes

ICICI IFSC Codes are Indian Financial System Codes used to identify ICICI Bank branches for electronic money transfers within India. IFSC codes are used in payment systems such as NEFT, RTGS, and IMPS. Each participating ICICI Bank branch has a distinct IFSC code, allowing banks and payment systems to route a transfer to the correct destination branch.

An IFSC code is not the same as a SWIFT code. IFSC is used for domestic transfers in India, while SWIFT is used for international banking communication and cross-border remittances.

Format

ICICI Bank IFSC codes follow the standard 11-character IFSC format used in India:

  • The first four characters identify the bank. For ICICI Bank, this bank identifier is ICIC.
  • The fifth character is generally 0, reserved for future use.
  • The final six characters identify the specific branch.

Because the last six characters vary by branch, an ICICI IFSC code should always be checked against an official source before it is used for a transaction.

Uses

ICICI IFSC codes are commonly needed when adding a beneficiary, sending money to an ICICI Bank account, setting up business payments, processing refunds, or verifying bank details for payouts. They are used by Indian banks and payment platforms to route transfers through national payment systems.

How to Find an ICICI IFSC Code

The safest ways to find an ICICI Bank IFSC code are:

  • Use the official ICICI Bank IFSC code finder.
  • Check the account holder's ICICI Bank cheque book or passbook.
  • Confirm the branch details through ICICI Bank customer support.
  • Cross-check the code with an official RBI IFSC search result where available.

Third-party IFSC directories may be useful for discovery, but their data should be verified against ICICI Bank or RBI sources before publication or use in a financial transaction.

ICICI IFSC Code and ICICI SWIFT Code

IFSC and SWIFT codes serve different purposes. IFSC codes are used for domestic Indian transfers. SWIFT codes are used for international transfers and banking messages. For inward international remittances to ICICI Bank accounts, ICICI Bank publishes separate SWIFT and correspondent bank details, which may vary depending on currency and transaction type.

Readers should verify SWIFT and correspondent bank details directly with ICICI Bank before initiating an international transfer.

Editorial Notes

IndiaWiki should not generate or publish branch-specific ICICI IFSC codes from memory or from model output. A branch-level directory should be created only from verified ICICI Bank or RBI source data. Each branch entry should include the branch name, IFSC code, address, city, state, source URL, and date last verified.

Sources

Related Topics

  • ICICI Bank
  • IFSC Code
  • NEFT
  • RTGS
  • IMPS
  • SWIFT Code
  • Reserve Bank of India