Tripura Gramin Bank (TGB) is an Indian regional rural bank (RRB) operating primarily in the state of Tripura. As an RRB, it functions under the framework of the Regional Rural Banks Act, 1976, with the objective of providing banking and credit services to rural and semi-urban populations, including small and marginal farmers, agricultural labourers, artisans, and small entrepreneurs.
| Name | Tripura Gramin Bank |
|---|---|
| Type | Regional Rural Bank (RRB) |
| Sector | Banking and financial services |
| Area of operation | Tripura, India |
| Sponsor bank | Punjab National Bank |
| Regulator | Reserve Bank of India |
| Supervisory body | National Bank for Agriculture and Rural Development (NABARD) |
| Ownership | Government of India, Government of Tripura, and the sponsor bank |
Regional rural banks were established in India following the recommendations of the Narasimham Working Group, with the legal foundation provided by the Regional Rural Banks Act, 1976. Each RRB is jointly owned by the Government of India, the concerned state government, and a sponsor commercial bank, with the shareholding traditionally divided in the ratio of 50:15:35. Tripura Gramin Bank was set up to extend institutional credit and basic banking services across Tripura, a state in northeastern India where a large share of the population depends on agriculture, allied activities, and small-scale enterprises.
The bank is sponsored by Punjab National Bank, which provides managerial and financial support, including the deputation of senior officers. Earlier, the sponsorship of RRBs in Tripura was handled by United Bank of India; following the amalgamation of United Bank of India with Punjab National Bank in 2020, sponsorship of Tripura Gramin Bank transitioned to Punjab National Bank.
Tripura Gramin Bank operates a network of branches spread across the districts of Tripura, with a focus on rural and semi-urban locations. Its services typically include:
As the principal regional rural bank of Tripura, TGB plays an important role in the state's rural credit delivery system. It supports priority-sector lending targets, channels government-backed subsidy and welfare programmes to rural households, and contributes to financial inclusion in remote and tribal areas. Through its branch network, the bank helps integrate the rural economy of Tripura with the formal banking system.